A new government investment account is making headlines. Some people are calling it one of the biggest opportunities ever offered to parents. Others think it's being oversold. So what's actually true? In this episode, we break down the new Trump Account from top to bottom. Who qualifies, how the $1,000 government contribution works, whether it's really "free money," the tax implications, the downsides almost nobody is talking about, and whether this should be your first choice over a 529 plan or Roth IRA - don't worry I explain what those are. If you have children, grandchildren, or hope to one day, this is an episode you'll want to understand before making any decisions. Listen closely and enjoy. 👉 ✬ SPONSORS OF EPISODE 116 ✬ ► COLEL CHABAD – Supporting families across Israel with food, emergency assistance, and critical financial help. For over 200 years, Colel Chabad has helped people through some of the hardest moments of their lives. Visit https://ColelChabad.org/KosherMoney ► SHMUEL SHAYOWITZ – Sure, Shmuel is fantastic when it comes to mortgages and refinancing, but there's a lot more to Shmuel than meets the eye. People come to him to inquire about everything there is to know about real estate. Investing, investments, lending... heck, even business financing. If you're looking for clarity, visit https://CoachShmuel.com/LSJ or https://ApprovedFunding.com/KosherMoney ► BF DESIGN – If you're building a home, a development, a school, a shul, or commercial space, the early planning matters a lot more than people realize. BF Design focuses on making projects practical, buildable, and efficient from the start, helping clients avoid expensive mistakes later on. They've planned over 50 million square feet and work on projects across New Jersey, Florida, and beyond. Visit https://BFDesign.com ► LIVING SMARTER JEWISH – Free financial coaching and guidance for the frum community. Visit https://LivingSmarterJewish.org/ Follow Kosher Money on TikTok & Instagram: @koshermoneypod Visit our website: https://www.livinglchaim.com/ Call-in Hotline: USA: 605-477-2100 UK: 0333-366-0154 Israel: 079-579-5088 WhatsApp feedback:1-914-222-5513 This episode is for educational purposes only and should not be considered tax, legal, or investment advice. Everyone’s financial situation is different. Before making financial decisions, consult a qualified financial, tax, or legal professional. Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. #KosherMoney #TrumpAccounts #TrumpAccount #Investing #PersonalFinance #529Plan #RothIRA #Parents #FinancialPlanning #CompoundInterest #MoneyTips #FamilyFinance #JewishMoney #EliLanger #LivingLchaim #KM

Today, Yosef Waslow is a Chassidish husband and father, but his story is far deeper than becoming frum. Raised by a white Jewish mother and a black Baptist father, Yosef battled with alcoholism, fitting in, searching for identity, and eventually found his way to Torah and family. Yet this conversation isn't really about addiction, race, or even becoming a baal teshuva.✬ SPONSORS OF THE EPISODE ✬► Colel Chabad: Help Families in IsraelMake daily tzedakah part of your routine with the Colel Chabad Pushka App.Yaakov here. It's of my favorite orgs. Really.DOWNLOAD THE APP & HELP HERE→ https://pushkapp.cc/inspo► Bitbean: Custom Software & AI SolutionsHelping businesses work smarter with custom software and practical AI integration.LEARN MORE→ https://bit.ly/3PiIvda► Qualify Whey Protein: Cholov Yisroel Protein PowderPremium whey protein from Israel with 25g of protein per scoop.10% OFF with code DELICIOUS10 on Amazon→ https://urlgeni.us/amazon/lchaim► Wheels To Lease: #1 Car CompanyReach out to Sol from Wheels To Lease for honest pricing and a stress-free leasing experience.→ CALL/TEXT: 718-871-8715→ EMAIL: [email protected]→ WEB: https://bit.ly/41lnzYU→ WHATSAPP: https://wa.link/0w46ce► OU Women's Initiative: Torat Imecha Nach YomiJoin thousands of women learning one perek of Nach each day.LEARN MORE→ https://go.ou.org/znSkk► Chofetz Chaim Heritage Foundation: HiddenExperience this year's Worldwide Tisha B'Av Event from the original filmmakers behind the annual Tisha B'Av productions.10% OFF with code INSPIRE10RESERVE YOUR ACCESS→ https://tishabav.global✬ IN MEMORY OF ✬This episode is in memory of:• Shimon Dovid ben Yaakov Shloima• Miriam Sarah bas Yaakov Moshe• Shaindel bas Chaim Yehuda Leib✬ LIVING LCHAIM TISHA B'AV FILM ✬We've officially wrapped filming on Living Lchaim's biggest Tisha B'Av project yet.Subscribers will be able to watch the full hour-long film for FREE on our website and YouTube channel this Tisha B'Av.Make sure you're subscribed so you don't miss it. #iftnLchaim.

As antisemitism continues to rise around the world, many parents are asking how to help their children navigate an increasingly complex reality. In this conversation, Rabbi Doron Birnbaum shares personal experiences, practical parenting advice, and insights from years of working with students and families. He explores how social media algorithms shape young minds, why open conversations matter, and how parents can respond with compassion instead of fear. The discussion also examines the challenges facing Jewish communities, the importance of modeling pride in one's identity, and why education is essential in combating misinformation. Rather than leaving viewers discouraged, the episode offers a hopeful message of resilience, faith, and responsibility, encouraging families to remain confident in their values and to be a source of light even during difficult times. ✬ SPONSORS OF THE EPISODE ✬ ► Colel Chabad: Help Families in Israel For more than 230 years, Colel Chabad has helped families facing financial hardship put food on the table with dignity and care. DOWNLOAD THE APP & HELP HERE → https://pushkapp.cc/inspo ► 12 Stones: Live The Best Life in Israel In the heart of the Jerusalem Hills, merely a whisper away from the capital, nestled amidst the lush tapestry of nature and bordering a private reserve in Givat Ze'ev, a unique vision gracefully comes to life. SEE HERE → https://12-stones.co.il/landing/?utm source=livinglchaim ► Wheels To Lease: #1 Car Company For over 35 years, Wheels To Lease has offered stress-free car buying with upfront pricing, no hidden fees, and door-to-door delivery. → CALL/TEXT: 718-871-8715 → EMAIL: [email protected] → WEB: https://bit.ly/41lnzYU ► BitBean: Smart Custom Software Built for You Yaakov here. Just make the call. They can help you. Reach Out Here → https://bitbean.link/MeEBlY ✬ IN MEMORY OF ✬ This episode is in memory of: • Miriam Sarah bas Yaakov Moshe • Shimon Dovid ben Yaakov Shloima • Shaindel bas Chaim Yehuda Leib ✬ Bridging The Gap: The Parening Principles ✬ You’ve seen the podcast, now it’s time to turn that into tangible change. Principles to learn at your luxury for a lifetime and implement them in your own lives as you see fit. Get Rabbi Doron Birnbaum's experience working with teenagers, parents and families all into one 6 part course. → https://bridgingthegapcourses.thinkific.com Lchaim. #iftn

Elianna Oken grew up celebrating Shabbat, attending Hebrew school, and proudly identifying as Jewish. Then a simple question from her sister changed everything. This episode follows her remarkable journey through an Orthodox conversion, navigating questions of halachic status, Jewish identity, community, and faith while discovering a deeper connection to Judaism than she ever imagined. Follow Elianna here IG: https://www.instagram.com/eliannakataev/ TikTok: https://www.tiktok.com/@eliannakataev ✬ SPONSORS OF THE EPISODE ✬ ► Colel Chabad: Help Families in Israel For more than 230 years, Colel Chabad has helped families facing financial hardship put food on the table with dignity and care. DOWNLOAD THE APP & HELP HERE → https://pushkapp.cc/inspo ► Shagririm Balev: Help Build Jewish Homes Shagririm Balev empowers friends to help friends find meaningful shidduchim through trusted personal connections. More than 1,000 couples have already gotten married through the platform. LEARN MORE → https://go.ou.org/peykx ► Simchonim: Personalized Judaica for Every Simcha Create personalized benchers, siddurim, Tehillim, machzorim, and more for weddings, Bar and Bat Mitzvahs, Sheva Brachos, and every special occasion. GET 12% OFF WITH CODE: INSPIRE → https://simchonim.com Whatsapp → https://wa.link/2d1tfs ► BF Design: Architecture That Gets Built From homes and schools to shuls, commercial buildings, and large scale developments, BF Design has spent more than 20 years helping clients turn great ideas into successful projects. LEARN MORE → https://bfdesign.com ► Wheels To Lease: Stress-Free Car Buying For over 35 years, Wheels To Lease has helped customers find great deals on vehicles without the stress and uncertainty of the traditional dealership experience. → CALL/TEXT: 718-871-8715 → EMAIL: [email protected] → WEB: https://wheelstolease.com/inspire ✬ IN MEMORY OF ✬ This episode is in memory of: • Shimon Dovid ben Yaakov Shloima • Miriam Sarah bas Yaakov Moshe #iftn Lchaim.

The topics discussed in this episode include antisemitism, extremism, hate movements, and personal transformation. Viewer discretion is advised. How does someone go from becoming one of the internet's most notorious antisemites to sitting down in Lakewood for a respectful conversation with Orthodox Jews? In this fascinating and often uncomfortable conversation, Lucas Gage joins Yaakov Langer and Jake Turx to share the story behind his dramatic transformation. After spending more than a decade immersed in online extremism, conspiracy theories, and antisemitic rhetoric, Lucas explains what caused him to question everything he believed and begin a journey few people thought was possible. From radicalization and internet culture to accountability, personal growth, faith, and teshuva, Lucas opens up about the decisions, experiences, and conversations that changed the course of his life. He discusses the dangers of echo chambers, the power of honest dialogue, and why changing your mind can be one of the hardest things a person ever does. What causes someone to embrace hatred in the first place? Can people truly change? How do you rebuild trust after years of promoting harmful ideas? And what happens when the people who once supported you become your biggest critics? Whether you agree with Lucas or not, this conversation explores redemption, self-reflection, personal responsibility, and the courage it takes to confront uncomfortable truths. It is an honest discussion about antisemitism, extremism, identity, forgiveness, dialogue, and the possibility of change. Lucas Gage's Links Web: https://lucasgage.com/ X: https://x.com/lucasgagex Substack: https://lucasgage.pub Jake Turx's Link X: https://x.com/JakeTurx ✬ SPONSORS OF THE EPISODE ✬ ► Colel Chabad: Help Families in Eretz Yisrael For more than 230 years, Colel Chabad has helped families facing financial hardship put food on the table with dignity and care. DOWNLOAD the APP & HELP HERE → https://pushkapp.cc/inspo ► BitBean: Smart Custom Software Built for You BitBean helps businesses eliminate inefficiencies by building custom software solutions designed specifically around how their organizations operate. LEARN MORE → https://bitbean.com ► Wheels To Lease: Stress-Free Car Buying For over 35 years, Wheels To Lease has helped customers find great deals on vehicles without the stress and uncertainty of the traditional dealership experience. → CALL/TEXT: 718-871-8715 → EMAIL: [email protected] → WEB: https://wheelstolease.com/inspire ► Hiring4Less: Build Your Team for Less Hiring4Less connects businesses with talented full-time professionals from around the world, helping companies scale while dramatically reducing staffing costs. LEARN MORE → https://hiring4less.com ✬ IN MEMORY OF ✬ This episode is in memory of: • Shimon Dovid ben Yaakov Shloima • Miriam Sarah bas Yaakov Moshe Lchaim. #iftn

The topics discussed in this episode are intended for a mature audience and may not be suitable for younger viewers. What makes a marriage thrive and what causes it to slowly fall apart? In this raw and honest conversation, Rabbi Elimelech Friedman shares what he's learned from counseling hundreds of Chassidish and Jewish couples over decades. Drawing from years of marriage counseling and relationship guidance, he discusses the challenges couples face in building trust, maintaining emotional connection, and creating lasting love. From communication struggles and recurring conflict to intimacy, infidelity, and marriage repair, Rabbi Friedman reveals the hidden patterns he sees again and again. He explains why some relationships grow stronger through adversity while others drift apart, and how healthy marriages are built through understanding, validation, and consistent effort. Why do good people cheat? What does real intimacy actually mean? How can couples rebuild trust after betrayal or years of emotional distance? And what daily habits strengthen a marriage long before a crisis appears? Whether you're dating, engaged, newly married, or celebrating decades together, this conversation offers practical marriage advice, relationship wisdom, and powerful insights into communication, conflict resolution, personal growth, and building a healthier, more meaningful marriage. It's an honest discussion about Jewish marriage, Chassidish marriage, emotional intimacy, trust, love, and the work required to create a strong relationship that lasts. Rabbi Friedman's Links - Kol Simcha Habyies Status: https://bit.ly/3RBzPmY or 718-812-7019 - Website: https://simchashabayis.com/ - Daf Yomi: https://bit.ly/4vgKNfW - Yaakov's Daf Yomi Review Vid: https://www.youtube.com/watch?v=YAIfUFzxKK4 ✬ SPONSORS OF THE EPISODE ✬ ► Colel Chabad: Help Israel's Neediest For over 200 years, Colel Chabad has helped people through some of life's hardest moments. HELP HERE → https://ColelChabad.org/KosherMoney ► 12 Stones: Live The Best Life in Israel In the heart of the Jerusalem Hills, merely a whisper away from the capital, nestled amidst the lush tapestry of nature and bordering a private reserve in Givat Ze'ev, a unique vision gracefully comes to life. SEE HERE → https://12-stones.co.il/landing/?utm source=livinglchaim ► Win an $80K Tesla or EV of your choice. Enter the Tesla Raffle → https://tinyurl.com/TeslaRaffleLchaim Use code LCHAIM for $25 OFF 2 tickets or $500 OFF 15 tickets. ► Wheels To Lease: #1 Car Company For over 35 years, Wheels To Lease has offered stress-free car buying with upfront pricing, no hidden fees, and door-to-door delivery. → CALL/TEXT: 718-871-8715 → EMAIL: [email protected] → WEB: https://bit.ly/41lnzYU ► BitBean: Smart Custom Software Built for You Yaakov here. Just make the call. They can help you. Reach Out Here → https://bitbean.link/MeEBlY ✬ IN MEMORY OF ✬ This episode is in memory of: • Miriam Sarah bas Yaakov Moshe • Shimon Dovid ben Yaakov Shloima • Moshe Yididya ben Yechiel Lchaim. #iftn

Rabbi Daniel Kalish is probably one of the most experienced Rabbis with teenagers today. He learned in Yeshiva of Far Rockaway and then at the Mir, Yerushalayim. He came back to help start Yeshiva Ateres Shmuel of Waterbury and is currently the Menahel of the Mesivta of Waterbury. Rabbi Kalish has gained acclaim for his wonderful shmoozen that awaken, inspire and encourage people to reach their potential as an Eved Hashem. We discuss raising children, tapping into our true abilities, the difference in generations and Rabbi Kalish's new approach to emotional nuance.   This episode is in memory of Shimon Dovid ben Yaakov Shloima.   SPONSOR LINK Incredible Kosher Entertainment https://yidflicks.com/   Inspiration for the Nation is produced by Living Lchaim. More shows here: LivingLchaim.com   Special thanks to Yitzie Ingber, Arohn Hartman & Rabbi Zohn. Also, thanks to Zevi Kaufman of Cedar Media Studios - Podcasting   If you are interested in sponsoring an episode in memory or refuah shilama of a loved one, please send an email to [email protected]  

When I first heard about Rebbetzin Libbi Kakon, I thought the story would be about a remarkable couple who, despite both being deaf, built a yeshiva for deaf and hearing-impaired students. Then I heard the rest of the story. What I discovered was a woman who refused to let life's challenges define her. Together with her husband, Rabbi Chaim Tzvi Kakon, she helped build a unique yeshiva serving deaf students, raised a family, navigated extraordinary challenges, and continued finding ways to help others. To learn more about Yeshivat Nefesh Dovid or support their work: → https://www.nefeshdovid.com/ ✬ SPONSORS OF THE EPISODE ✬ ► Colel Chabad: Help Israel's Neediest For over 200 years, Colel Chabad has helped people through some of life's hardest moments. Through food security programs and essential support services, they help families throughout Israel live with dignity and hope. HELP HERE → https://ColelChabad.org/KosherMoney ► Wheels To Lease: Honest Leasing. No Games. Looking for a new lease? Work with someone you can trust. Sol and the team at Wheels To Lease make the process simple, transparent, and stress-free. → CALL/TEXT: 718-871-8715 → EMAIL: [email protected] → WEB: https://wheelstolease.com/inspire ► BF Design: Designed For Reality For over 20 years, BF Design has helped shape frum communities across America through thoughtful, efficient, and practical architectural design. LEARN MORE → https://bfdesign.com ► Feldheim Publishers: Jewish Books That Inspire This month's featured books: • The Amoraim Series https://feldheim.com/amoraim-series+edition-21~Volume~Set • The Sefer Torah Thief https://feldheim.com/the-sefer-torah-thief • A Simple Study of the Jewish Calendar https://feldheim.com/a-simplified-study-of-the-jewish-calendar Comment your favorite moment from this episode for a chance to win this month's Feldheim book bundle. SHOP HERE → https://feldheim.com ► Win a Tesla, Rivian, Lucid, or $50,000 Cash Enter Chesed Chicago's Annual Tesla Raffle for your chance to win the EV of your choice or take the cash instead. ENTER HERE → https://CCraffle.com Use code LCHAIM ✬ IN MEMORY OF ✬ This episode is in memory of: • Shimon Dovid ben Yaakov Shloima • Miriam Sarah bas Yaakov Moshe Remember, inspiration is everywhere. Lchaim. #iftn

Rav Eli Stefansky is a global Torah phenomenon and real-world change maker. A former businessman with no claim to photographic memory, he proves that greatness in Torah is built through consistency, grit, and heart. As the founder of the MDY Daf Yomi program, he has helped tens of thousands of Jews around the world learn Gemara every single day, many for the first time in their lives. Known for his clarity, warmth, humor, and relentless optimism, Rav Eli breaks down complex sugyos into accessible, practical learning that feels achievable. Beyond learning, his impact is deeply human. He motivates people to rebuild discipline, reconnect to Hashem, and take responsibility for their growth. Join His Shiur Here: http://joindafyomi.com/living Join Their Whatsapp: https://bit.ly/49ycJ5F What A Day with Rav Eli: https://www.youtube.com/watch?v=kmFgRhkZgG4 ✬ SPONSORS OF THE EPISODE ✬ ► United Refua Healthshare: Spend Less, Save More, Get Care Imagine healthcare that puts you first - and can save you thousands. Enroll here → https://bit.ly/3MD9RN9 → 440-772-0700 → Eli's Kosher Money Episode: https://www.youtube.com/watch?v=jnNaMEumWQg&t=4s ► Rabbi Stark's Sefer This vital, groundbreaking guide is especially designed to meet the unprecedented challenges we face in our generation to the Torah outlook on modesty. The purpose here is to offer a proper and uplifting perspective on the nisayon of Kedushah as it relates to bachurim preparing for marriage. Written with great care and sensitivity, this encouraging roadmap aims to help Yeshiva’leit mature responsibly in order to create lifelong success and happiness in marriage. Buy here:https://bit.ly/3NqNT0e ► Feldheim: Top 3 Books of The Month Looking Into the Sun: A rare window into true Torah greatness. Buy here: https://bit.ly/49hBtR0 Strive for Truth (Michtav Meliyahu): The sefer that changed how generations think. Buy here: https://bit.ly/3YBMYwp Escape! Series – Volume 6: An action packed story of faith and providence Buy here: https://bit.ly/3LxdrZ8 Comment your favorite Feldheim book to enter the giveaway! ► Legacy Tours: The #1 Jewish Adventure An unmatched, five-star Legacy Kosher Tours journey through Argentina that blends deep Jewish history in Buenos Aires, breathtaking natural wonders like Patagonia and Iguazú Falls, a private kosher Gaucho ranch experience, inspiring Torah with Rabbi Mordechai Becher and Rabbi Yaakov Lehrfield, and flawless mehadrin kosher luxury from start to finish. → Call, Text, WhatsApp: 224-735-0015 → Email [email protected]. → Instagram: https://www.instagram.com/miriamslegacykoshertours/ ✬ IN MEMORY OF ✬ This episode is in memory of: • Shimon Dovid ben Yaakov Shloima • Miriam Sarah bas Yaakov Moshe Have a specific question? email us [email protected]. #iftn Lchaim.