Carey Gruenbaum has extensive experience in the healthcare insurance industry and operates multiple companies in the space.Who better to sit down to discuss the finances around medical insurance, how to save REAL money on it, and what a consumer's options are.Curious about HealthShare plans? Surgery in Mexico? What's the deal with dental and vision insurance? We covered that in full, and much more! SPONSOR LINKS🏡 Need a Mortgage? We Gotchyou - https://approvedfunding.com/Mortgages/🙇‍♂️ Help Support Israel’s Neediest - https://www.colelchabad.org/koshermoneyTIME STAMPS:0:01 Intro2:08 Who Needs Health Insurance?4:23 How Many Americans Don’t Have Health Insurance?6:16 The Cost12:30 The Power of Shifting17:18 Eli’s Trip to the ER & Mysterious Hospital Pricing24:40 Do Hospitals Hate Urgent Cares?26:00 Hospital Bills: Negotiable? Impacts Credit Score?30:30 Sponsor31:52 More on Bill Reductions34:07 The Difference Between Health Insurance Companies38:35 Additional Health Insurance When Traveling40:48 Long Term Care Insurance 45:45 Disability Income Insurance50:00 Dental & Vision Insurance53:05 Out of Country Surgeries54:56 Sponsor56:41 HSA (Health Savings Account) and FSA (Flexible Savings Account)1:01:26 HealthShare Plans1:21:08 Carey’s Companies & Contact1:26:17 OutroHere is a list of Carey's companies:• PSG Insurance (PSG-Insurance.com): Group Benefits, Life, Disability and All Benefits Related• One Cap LLC (OneCapLLC.com): Property & Casualty• Preferred Exchange (PreferredEx.com): When we talk about health insurance, Preferred Exchange thinks it should be easy for anyone to understand and the costs should be clear. (For employers, employees and brokers.)To get in touch with Carey's team, call 516-247-6448 and push extension 227.More shows here: https://www.livinglchaim.com/Submit your questions and comments to [email protected] - we love emails!WhatsApp us feedback and save our contact: 914-222-5513Subscribe to our YouTube channel for more awesome content! :)  Lchaim! Hosted on Acast. See acast.com/privacy for more information.

What happens when a good person allegedly made bad choices and is now facing legal troubles in the form of, say, a subpoena?They pick up the phone and call Avi Schick.This week’s guest is a former deputy attorney general of New York who now represents clients in criminal and civil investigations and enforcement actions before state and federal regulators, prosecutors and enforcement agencies.SPONSOR LINKS🏡 Need a Mortgage? We Gotchyou - https://www.ApprovedFunding.com/Mortgages🙇‍♂️ Help Support Israel’s Neediest - https://www.colelchabad.org/koshermoneyTIME STAMPS:0:01 Intro1:15 Meet Our Guest & What He Does4:11 What Causes People to Break Financial Laws?5:32 What Emotions Do Alleged Law Breakers Have?7:01 Is There a Common Theme Between All Cases?8:37 What You Do In Private Could Go Public9:40 Educating Children to Do The Right Thing10:55 The Cost of Jewish Living Weighing on People?14:03 Red Flags to Look For16:44 Using Other People’s Money18:31 Sponsor20:28 A Trip to Prison22:57 Kashrus (Keeping Kosher) vs. Yashrus (The Act of Dealing Straight)26:50 Double Lives 29:36 Sponsor31:13 Marital Communication 33:00 Government Programs35:30 The Ancient City of Sedom’s Lesson39:00 Broke a Law?40:20 Are My Phones Tapped?42:24 The Consequences of Misbehaving46:37 Repentance 48:14 OutroMore shows here: LivingLchaim.comSubmit your questions to [email protected] us Qs: 914-222-5513Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/Want to share the show with someone who doesn't have access to the internet or smartphones?Our brand new and free call-in-to listen feature is here:🇺🇸 USA: 712-432-3489🇬🇧 UK: 0333-366-0154🇮🇱 ISRAEL: 079-579-5088Subscribe to our YouTube channel here: https://www.youtube.com/c/LivingLchaim Hosted on Acast. See acast.com/privacy for more information.

You’re in for a real treat with this episode. Rabbi Manis Friedman entered the Kosher Money studio and shared words of wisdom on money, wealth, God and life. Rabbi Manis Friedman has been declared YouTube’s most popular rabbi and is a world-renowned author, counselor, lecturer and philosopher.TIME STAMPS:1:00 Welcome1:35 The Mystery & Effects of Money6:00 Adam & Eve: A Curse or a Hidden Blessing?7:01 Why is Charity so Powerful?8:15 Existing vs. Living11:51 Does God Need Us or Do We Need God?12:55 The Only Difference Between the Wealthy & Poor15:00 The Secret to Becoming TRULY Rich19:09 Admiration of the Wealthy21:06 Advice for the Poor24:25 The Cost of Jewish Living31:00 How Much Effort is Sufficient32:30 Making Deals with God33:45 Financial & Life Advice for Couples & Families36:00 Life After Death37:15 Wisdom With Age37:50 The Problem with Work & a Brilliant Suggestion41:30 A Conversation with God43:28 The Challenge of Today44:45 A Message from R’ Manis to the World50:14 An Interesting Thing Happening in the World Now53:04 Heaven54:34 Book Rec & Contact Info 55:45 Outro LINKS:• Rabbi Manis’ Website: ItsGoodToKnow.org• Rabbi Manis on Where We Go After We Die: https://youtu.be/YzFUXKk2B4I• Subscribe to Rabbi Manis Friedman on YouTube: https://youtube.com/user/manisfriedman• Book R’ Manis Recommends: ‘Towards a Meaningful Life’ - https://amzn.to/35dQZhYMore shows here: LivingLchaim.comSubmit your questions to [email protected] us Qs: 914-222-5513Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/Subscribe to our YouTube channel here: https://www.youtube.com/c/LivingLchaim Hosted on Acast. See acast.com/privacy for more information.

Want eye-opening advice from a successful, high-powered executive? Meet Andrew Singer, VP at a Fortune 100 company.What techniques do you need to sell your products or services? What is a MAJOR no-no when you’re being interviewed? This episode focuses on mastering sales and interviews while being sincere at all moments.Enjoy!BooksThe Challenger Sale: https://amzn.to/3unlk8lBlink: https://amzn.to/3skEwRzMore shows here: LivingLchaim.comSubmit your questions to [email protected] us Qs: 914-222-5513Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/Subscribe to our YouTube channel here: https://www.youtube.com/c/LivingLchaim Hosted on Acast. See acast.com/privacy for more information.

Finally, an in-depth episode on INVESTING!Kosher Money was graced with the presence of Eli Fried, LinkedIn guru, investment expert and creator of GeltGuide.com, a helpful finance blog that we highly recommend you check out and subscribe to.We covered a lot of ground in this episode, though we couldn't get to everything. Perhaps a Part 2 episode in the future? Stay tuned!Here are some of the books and links mentioned in the episode:GeltGuide - https://GeltGuide.comThe Third Door book --> https://amzn.to/3tw22xr50 Cognitive Biases --> tinyurl.com/KnowTheseBiasesInvesting for Dummies book --> https://amzn.to/34QVBdVPersonal Finance for Dummies book --> https://amzn.to/3qq4BPzCharlie Munger on Real Estate --> https://youtu.be/WdRcdUAt2CIOh, and all investment strategies and investments involve risk of loss. Nothing contained in this episode or any of our episodes and videos should be construed as investment advice.Enjoy!More shows here: LivingLchaim.com Subscribe to our YouTube channel here: https://www.youtube.com/c/LivingLchaim Hosted on Acast. See acast.com/privacy for more information.

How does someone lose $45 million overnight? What mentality do you need to not give up, make the money back and then some? Meet Abe Breuer, CEO of viptogo.com and johntogo.com, and larger than life individual who visited the Kosher Money studio to share his financial mistakes, what happens when one is reckless, and the lessons he learned along the way. We go through the different stages of his life and his relationships with money at those times. He mentions his struggles with ADHD, his inability to write English well and how he has overcome those obstacles - there's lots in this episode. You can tell he has a phenomenal memory and is quite passionate about teaching others what not to do out there.If you want to reach him with questions of your own, Abe can be found at [email protected] the episode!To see more podcasts brought to you by Living Lchaim visit LivingLchaim.comSubscribe to our YouTube channel here:https://www.youtube.com/c/LivingLchaim Hosted on Acast. See acast.com/privacy for more information.

Just 3% of Americans are Jewish, yet 67% of the Forbes 400 are Jewish. Why is that? Why do Jews have a tendency to prosper beyond the population in every setting they've ever been in throughout history?Our guest, Rabbi Daniel Lapin, lists 10 reasons in his book Thou Shall Prosper, while he debunks four erroneous possibilities. He was kind enough to share two of the reasons with us in-studio. We also discussed his close friendship with the very popular radio host and personal finance specialist Dave Ramsey and the secret to Dave's methods and success. We chatted about money, happiness, and so much more. Enjoy!Rabbi Lapin's Book 'Thou Shall Prosper' → https://amzn.to/3F0a8B7Other Book Recommendations:'The Road Back' by Mayer Schiller → https://ebay.to/3DTrUEZ (Limited Copies Online)The Life of Glückel of Hameln: A Memoir → https://amzn.to/30uLyteTo see more podcasts brought to you by Living Lchaim visit LivingLchaim.com Subscribe to our YouTube channel here: https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvA Hosted on Acast. See acast.com/privacy for more information.

This is an excellent episode. Period. Hard stop.The legendary Dovid Bashevkin joined us in the Kosher Money studio to discuss…money.It was insightful and entertaining. You’ll enjoy.0:00:44 - The Big Question0:05:24 - Helping the Next Generation Financially 0:09:48 - Money & Happiness 0:21:13 - Money & Anxiousness0:24:03 - Dovid’s Income Sources0:27:10 - Investing 0:36:30 - Real Estate0:40:57 - Financial Transparency0:46:35 - Marriage & Money0:50:28 - Kids & Money0:53:34 - Effects of Kosher Money0:55:50 - Dovid’s 18Forty Podcast 0:58:43 - Closing RemarksBook Recommendations"How Markets Fail" by John Cassidy » https://amzn.to/3l2LVlY"The Index Card: Why Personal Finance Doesn't Have to Be Complicated" » https://amzn.to/3lox3P1"Stumbling on Happiness" » https://amzn.to/3cDIspgChazon Ish’s Sefer » https://tinyurl.com/HebrewSeferFullFind Bashevkin’s podcast at 18Forty.org - subscribe to it on all major podcast platforms so you can get your monthly fill of his unique brain and conversations.To see more podcasts brought to you by Living Lchaim visit LivingLchaim.comSubscribe to our YouTube channel here:https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvA Hosted on Acast. See acast.com/privacy for more information.

Feeling stuck in your career? Need guidance on your career search or need help getting a raise? How do you battle burnout at work? How do you build a prosperous career? How are Kollel families getting by these days? What's happening inside Lakewood right now? What are challenges people face when looking for a first job at the age of 28 and how do they "work" around that?There was so much discussed in this episode! Dr. Tzvi Pirutinsky, a professor at Touro's Graduate School of Social Work, visited the Kosher Money studio, to give an inside look at what he's seeing out there.He trains social workers, teaches courses and is an active researcher. Oh, he is also a psychologist, working in the mental health field and has a clinical practice in Lakewood. If that wasn’t enough, over the past 10 years he has been working with professional career services on career counseling. You can reach out to Dr. Pirutinsky on LinkedIn here: linkedin.com/in/stevenpirutinskyTo see more podcasts brought to you by Living Lchaim visit LivingLchaim.comSubscribe to our YouTube channel here: https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvA Hosted on Acast. See acast.com/privacy for more information.

In the span of just a few short years, the rapid advance of modern technology has changed the face of business and commerce forever. Computers and automated systems have given rise to new forms of trade never dreamed of in days gone by. But these new business methods have also brought a host of Shabbos-related and other halachic questions not clearly addressed by Poskim of the previous generation. Also, are some newer businesses even ethical?- Is one permitted to list an item on ebay if the auction is scheduled to conclude on Shabbos? - May one allow his e-commerce website to remain open on Shabbos? - Is it advisable to get into the cash advance business? - What should people know about their OWN business as it pertains to Halacha? These issues, as well as many others, are discussed in Rabbi Yosef Kushner’s book named Commerce & Shabbos, which is relevant, clear and concise. Who better to join us on Kosher Money?Enjoy this important and entertaining episode as we provide informative answers for both the inquiring businessman as well as the accomplished scholar.You can purchase his book here: https://amzn.to/3jJCeblHave a Q for the Rabbi? Ask him here: [email protected] see more podcasts brought to you by Living Lchaim visit LivingLchaim.comSubscribe to our YouTube channel here: https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvA Hosted on Acast. See acast.com/privacy for more information.

Buying a home is one of the most expensive purchases one will make in their life. Doing it correctly and knowing the ins and outs can save you a ton of headaches. Whether you’re a first time home buyer or considering a refinance on your mortgage, CrossCountry Mortgage’s Evan Tempelman visited the Kosher Money studio to breakdown so many questions buyers and sellers have.Happy Listening!Download Living Smarter Jewish's FREE budgeting sheet hereTo see more podcasts brought to you by Living Lchaim visit LivingLchaim.com Subscribe to our YouTube channel here: https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvA Hosted on Acast. See acast.com/privacy for more information.

You know a guest is legit when he has his own Wikipedia page.Introducing Noam Wasserman, Dean of Yeshiva University’s business school and a genius when it comes to starting a business. As an author, Dean Wasserman has studied and written about the challenges faced by founders of startup companies, so if you’re looking to start or run a business, tune into this insightful episode. Sponsored by TYHnation.com, where a grateful life is a great full life!The Founder’s Dilemmas - https://amzn.to/3AEaydlThe Lean Startup - https://amzn.to/3AHQZRFVenture Deals - https://amzn.to/3lF5mBRBecoming a Manager - https://amzn.to/3mUpjEgSituational Leadership - (Google for Copies, Kind Listener)Managers & The Legal Environment: Strategies for Business - https://amzn.to/2YTNyKHDownload Living Smarter Jewish's FREE budgeting sheet hereTo see more podcasts brought to you by Living Lchaim visit LivingLchaim.comSubscribe to our YouTube channel here:https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvA Hosted on Acast. See acast.com/privacy for more information.

The world of personal finance was a topic of discussion at many Shabbos tables over the past few months and we’re here to continue that discussion.In Episode 10, Zevy Wolman and Eli Langer review Kosher Money’s Season 1 and share fan questions, feedback and revealed what’s to come in Season 2.Download Living Smarter Jewish's FREE budgeting sheet hereYou can also send them an email at [email protected] see more podcasts brought to you by Living Lchaim visit LivingLchaim.comSubscribe to our YouTube channel here:https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvASeason 2 is going to be wild. Hosted on Acast. See acast.com/privacy for more information.

Who said managing personal finances can’t be fun and rewarding?Meet Stacey Zrihen, a financial planner with extensive experience helping couples and individuals create their personal financial roadmap. As a member of the Achiezer team, Stacey knows the importance and various components of proper financial planning. In this episode we continued the discussion around budgeting and why EVERYONE needs to know their numbers!To schedule time with Stacey or one of her peers, please e-mail Aliza Wartelsky at [email protected] your questions to [email protected] and over on WhatsApp to 914-222-5513 WATCH Kosher Money episodes here.Visit LivingLchaim.com for more powerful podcasts. Hosted on Acast. See acast.com/privacy for more information.

97% of Orthodox Jews consider tuition to be the number one challenge of living as an Orthodox Jew, according to a Nishmas study.In a first of many upcoming Tuition episodes, Kosher Money was privileged to pick the brain of Rabbi Heshy Glass, the founding national chairman of the Consortium of Jewish Day Schools, and is a longtime educator with over 35 years of experience overseeing both elementary and high schools across the country. He has trained and taught over 60 day school principals. Submit your questions to [email protected] and over on WhatsApp to 914-222-5513WATCH Kosher Money episodes hereVisit LivingLchaim.com for more powerful podcasts. Hosted on Acast. See acast.com/privacy for more information.

A whole episode on life insurance? YES!For those who know how important life insurance is, well done! For those who don't know, pull up a chair and give a listen to Brokers Central's Yoel Bodek, who is a secret solution to insurance agents everywhere and has in-depth knowledge on the ever-growing life insurance space.Have a question about life insurance? Email [email protected] and we'll do our best to connect you with the people who may have the answer you're looking for.Be sure to visit JLIPN.org which is a free tool that'll help you estimate the amount of life insurance coverage you need to take care of your family.Episode Sponsored by [email protected] for All Your Business Promos, Printing & SwagWatch all Kosher Money episodes hereTo see more podcasts brought to you by Living Lchaim visit LivingLchaim.com Hosted on Acast. See acast.com/privacy for more information.

Managing money well is a problem for many people. What many don’t realize is that financial stress can take a major toll on your mental health, too.That’s why Kosher Money brought in Rabbi Binyamin Babad of ReliefHelp.org to discuss how closely linked together these two topics are and how there is help out there for those who need it.Episode Sponsored by [email protected] for All Your Business Promos, Printing & SwagWatch all Kosher Money episodes here:https://bit.ly/LivingLchaimYTTo see more podcasts brought to you by Living Lchaim visit LivingLchaim.com Hosted on Acast. See acast.com/privacy for more information.

The question on so many people’s minds is: How much hishtadlus (effort) does one have to put into his work vs. having emunah (trust) that Hashem will provide?Kosher Money sat down with Rabbi Moshe Hauer, EVP at the OU, to tackle all sorts of hashkafah questions as it relates to your career, women in the workplace, tuition, Maaser (tithing), and so much more. This conversation is certainly a heavier conversation, though an important one to have! See ya, Kosher Money Nation!Find out more about LivingSmarterJewish.org by visiting their website.You can also send them an email at [email protected] see more podcasts brought to you by Living Lchaim visit LivingLchaim.comWatch our episodes here:https://bit.ly/LivingLchaimYT Hosted on Acast. See acast.com/privacy for more information.

Want to build wealth? Want to be successful?What you shouldn’t do is just as important as what you should do, according to JP Morgan Wealth Management’s Naftali Horowitz, who advises multi-millionaires on how to invest and grow their wealth. Buckle up for a fascinating episode.Naftali's book "You Revealed: A Torah path to a Life of Success" can be found here:https://amzn.to/36fxXbKPlease note: this book was written predominately for an observant Jewish reader.(Due to high demand the book sells out quickly but is usually back in stock within one week)To reach Naftali send an email to: [email protected] NOT email his work email. None of those emails will be answered.Sponsor: LivingSmarterJewish.org, your hub for financial management resources. Produced by LivingLchaim.com Hosted on Acast. See acast.com/privacy for more information.

Orthodox Jews everywhere have personal finance questions. That's why we've created the Kosher Money Podcast. Host Eli Langer interviews Living Smarter Jewish's Zevy Wolman and Yaakov Langer to discuss unique money issues facing the Orthodox Jewish community and what to expect from these insightful episodes.Find out more about LivingSmarterJewish.org by visiting their website.You can also send them an email at [email protected] see more podcasts brought to you by Living Lchaim visit LivingLchaim.comSubscribe to our YouTube channel here:https://www.youtube.com/channel/UCJHk7NZyFnyphA jfdK5rvA Hosted on Acast. See acast.com/privacy for more information.